Details & specifics

Eligibility Clauses

The Driver - The Individual

Eligibility criteria of the driver

1. Hold a full, current and valid license.

You must own a UK, EU/EEA , Australian or New Zealand license for at least 12 months. The address shown on license must be the same address as the one on the insurance

2. No Medical conditions as termed in the DVLA

3. Age Limits: 21 - 75

The age may vary depending on the type and brand of vehicle.

Driving Record

1. No more than 2 fault claims in 3 years

You should have more than two fault claim in any 3 year period. Also, you must not have more than 8 penalty points or disqualifications in the last 3 years.

2. No motoring offences in the last 3 years.

You will not be eligible if you had an motoring offence which is recorded in the Conviction Offence Code prefixes DR, CD, DD, UT or NI.

3. No general convictions in the last 5 years.

You should have no convictions or pending police prosecution relating to fraud, robbery, theft or handling stolen goods.

The Car - The Vehicle

1. Registered to in Great Britain, Northern Ireland or Isle of Man.

2. Current value of less than $60,000

3. Not owned by any Vehicle Rental Company.

It must not be owned by / hired out by any sort of rental company. Also, it must not be used for carriage of passengers or goods for hire/reward.

4. Not more than 8 seats.

5. Not used for high risk or hazardous situations

The car must not be used to carry hazardous goods or driven at any hazardous location. The definitions of these depends on the individual insurance company.


In general, post manufacturer 'after market fit' modifications are not allowed.

Vehicles that are modified for disabled driver or passengers are eligible.
Manufacturer specified optional extras that are added are acceptable too.

Damages and Losses

exclusion clauses

1. Inflicted by Driver

Whether directly or indirectly resulting in the loss or damages to the car, it will not be covered under the 1 day coverage. Loss or damage caused by an inappropriate type of fuel being used.

2. Systemic problems.

Loss of use, reduction in value, wear and tear, or mechanical, electrical or computer breakdowns, failures or breakages.

3. Loss of value following a repair.

4. Run-in with authorities

Confiscation or requisition or destruction by or under order of any government or public or local authority.

5.Damage to tyres by braking or by punctures, cuts or bursts.

6. Damage from the speed of sound

Loss or damage directly caused by pressure waves caused by aircraft or other flying devices travelling at, or above, the speed of sound.

Notes: The information presented and represented on this site is based on UK 1 day car insurance. Details may vary amongst countries. Please be aware of such.